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GRAND RAPIDS, Mich. — As you get into the habit of writing the new year on a legal document, including your personal checks, you should write out "2020" completely. Many are used to simply only using the two last digits of the year to legal documents, such a "12/31/19."

This year's abbreviation is too easily changable for some unscrupulous person and could leave you vulnerable to fraud. For instance, a scammer could easily change a document you dated for "1/23/20" to "1/23/2021."

Only using the last two digits of the year could cost you a lot, law enforcement and other experts say.

"Say you agreed to make payments beginning on '1/15/20.' The bad guy could theoretically establish that you began owing your obligation on '1/15/2019,' and try to collect additional $$$," Ira Rheingold, executive director of the National Association of Consumer Advocates, told USA Today via an email earlier this week.

While most people are honest and would never think to alter a check or other legal document, “an ounce of prevention is worth a pound of cure." Writing out "2020" entirely may save you in the end.

 

 

 

 

 

 

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About The Author
Levi Rickert
Author: Levi RickertEmail: This email address is being protected from spambots. You need JavaScript enabled to view it.
Levi "Calm Before the Storm" Rickert (Prairie Band Potawatomi Nation) is the founder, publisher and editor of Native News Online. Rickert was awarded Best Column 2021 Native Media Award for the print/online category by the Native American Journalists Association. He serves on the advisory board of the Multicultural Media Correspondents Association. He can be reached at [email protected].