The costs of owning a car are rising all the time. In fact, many people are going without a car because it can cost so much. There are so many things that need to be paid for from repairs to collisions that make it one of the biggest expenses people are facing after housing.

This isn’t to say that there is nothing that you can do about it. There are a lot of ways that the costs of owning a car can be reduced. Having a car will always have a certain expense, but there are ways to keep more of the money in your pocket than if you do nothing. 

In this article, we will go over some of the most common ways to save money when you own a car. 

1 - Insurance

It’s often assumed that the cost of insurance is fixed and there isn’t much you can do about it. The reality is that there are lots of ways to pay less even for the best car insurance

For instance, you can call your agent and see what you are actually covered for. Many times you have coverage that you don’t need and can remove from your policy. Comprehensive insurance coverage can pay for things like a broken windshield or hail damage but if you don’t feel like those are things you need to worry about then you can remove them and enjoy the savings.

Shopping around also pays off. Many different companies have different ways to charge for the same coverage. And they are very happy to lower their price to an introductory one to swipe a customer from another company. Ask if they can beat what you are currently paying and they may surprise you.

Lastly, when it comes to insurance, how you drive impacts what you pay. If you are getting lots of speeding tickets and accidents then driving responsibly will save you a lot of money. Be a better driver and your costs will go down every year. 

2 - Drive better

Driving puts a lot of wear and tear on the car that ends up meaning costly repairs are needed. This is made worse if you are not a very good driver. Besides how much it costs to be in an accident, even bad driving habits will make it more expensive to own a car. 

Taking corners too fast, for instance, will make it more likely that you’ll have to repair your suspension prematurely and your tires will go bald much more quickly. Not braking properly also puts a strain on the brakes which wears them out faster. 

3 - Maintain the car

Paying for routine maintenance now will save you money down the line. That’s because when you let things go, the problems get bigger and more costly. Changing the oil on time will prevent excessive wear on the engine and will cost less in the long run. Make sure to read the owner’s manual for when things need to get done and stick with the schedule.