2015 Open Enrollment for Affordable Healthcare Kicks Off Today

American Indians & Alaska Natives may be exempt from participating. Each individual should check with their tribal health department.

American Indians & Alaska Natives may be exempt from participating. Each individual should check with their tribal health department.

WASHINGTON — The second wave of open enrollment for health insurance through Healthcare.gov opens today, November 15, 2014, and runs through February 15, 2015.

The Healthcare.gov is used by consumers to renew, shop, and enroll in quality, affordable coverage through the Health Insurance Marketplaces for the 2015 plan year. The Healthcare.gov website is provided because of the Affordable Care Act, commonly referred to as Obamacare.

There are 77 new health insurance issuers selling health care plans in the Marketplaces in 2015, up 25% from the first wave. In addition to reaching out to the uninsured, the Administration is focused on reaching the 7.1 million people already in the Marketplace to encourage them to update their application to get the most financial help possible and shop for the plan that best meets their needs.

If current enrollees don’t take action by December 15, 2014, most will be automatically reenrolled in their current plan starting January 1, 2015.

Over 10 million uninsured adults have gotten covered through the Marketplace, Medicaid, and other sources since the start of Open Enrollment 2014, with the number of uninsured adults dropping by 26%.  But millions more uninsured Americans are eligible to sign up, and we are ramping up our outreach starting tomorrow to help get more people covered in 2015.

If you do not carry health insurance, you may be subject to a fine, which can vary for individuals and families.

American Indians & Alaska Natives May be Exempt

Most Americans are required to participate in a health care plan. However, American Indians and Alaska Natives may be exempt from having to participate.

Each individual should check with their tribal health officials to determine if you are required to participate.

If you are not required to participate, there is an exemption for American Indians, Alaska Natives and other individuals who are eligible to receive services from an Indian Health Care provider.

In that case, if you are a member of an American Indian tribe, you can seek an exemption from the Internal Revenue Service (IRS) when you file your federal income tax return.

You don’t need to ask for an exemption if you’re not going to file a federal income tax return because your income is below the filing threshold. If you’re not sure, you may want to ask for an exemption.

Tribal ACA Exemption Form Available Online

Those who are exempt can find the Tribal ACA Exemption Form online by going to:

http://origin.library.constantcontact.com/download/get/file/1101209641433-18/tribal-exemption+application.pdf

 

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